Phoenix Car Insurance Information
Of all the cities in the State of Arizona that have the most expensive rates of auto insurance, Phoenix was ranked at the 1st position. Vehicle owners in the city of Phoenix pay 0.42 times or 42 % more in auto insurance premiums than the average auto insurance of the State and 2 times/ 200% more than national average.
The annual average rates of auto insurance in Phoenix, Arizona is approximately $1,735/ year in comparison to the nationwide average of $900. This makes it necessary to shop for few quotes of auto insurance before purchasing your car insurance policy. This is specifically why we are perfect for you. We’ve helped many auto insurance buyers in Phoenix make significant savings in their auto insurance premium cost.
The table below clearly shows the average auto insurance cost of Phoenix, Arizona State and the national average.
CHEAPEST CAR INSURANCE COMPANIES IN Phoenix
In order to determine the company with the cheapest auto insurance rates, we compared the rates of various auto insurance firms that are based in Phoenix. It’s worth noting that the rates of car insurance tend to vary depending on the age or sex of the driver. However, the biggest factor that affects costs is the variability in the quotes of the companies.
For instance, in Phoenix, the highest auto insurance quote was 200% higher or $1,143 as compared to the cheapest auto insurance firm’s quote that was $696. Therefore, we encourage our customers to obtain auto insurance quotes from a minimum of 3 car insurance firms so that they can make a comparison on the rates.
To make things even easier for you, we’ve made a list of the top 10 cheapest auto insurance firms in Phoenix together with their annual auto insurance rates in the table below.
| Rank | Car Insurance Company | Annual Insurance Rate |
|---|---|---|
| 1 | American Family | $1143 |
| 2 | Farm Bureau IA Mutual Group | $1109 |
| 3 | Allied | $1054 |
| 4 | Progressive | $1044 |
| 5 | Ameriprise | $1005 |
| 6 | Titan | $999 |
| 7 | Framers | $970 |
| 8 | Auto Owners | $767 |
| 9 | Freedom National | $696 |
Phoenix Car Insurance Rate by Zip Code
Data recorded in the above table displays how rates of auto insurance in Phoenix tend to vary by the zip codes. We’re trying to give an explanation of how auto insurance rates tend to change from one zip code to another.
For instance, in Phoenix, the average rate of auto insurance for 30 year old male drivers is $1,479 at 85255 zip code, whereas the average rate of auto insurance for similar drivers for similar drivers increase to $1,717 at 85016 zip code. We can clearly note that this results to a price increase of about $238/ year as zip codes in Phoenix change. Therefore, it’s essential that you select the correct zip code when searching for auto insurance so that you get the most affordable rate of auto insurance in Phoenix.
Luckily, this is exactly what Network auto insurance does for you. We can assist you select the appropriate zip code when insuring your car to ensure that you get the cheap auto insurance in Phoenix.
| Zip Code | Gender | Age | Average Rate($) | Lowest($) | Highest($) |
|---|---|---|---|---|---|
| 85086 | Male | 30 | 1512 | 801 | 2078 |
| 85024 | Male | 30 | 1622 | 926 | 2181 |
| 85255 | Male | 30 | 1479 | 893 | 2017 |
| 85310 | Male | 30 | 1559 | 970 | 2035 |
| 85018 | Male | 30 | 1689 | 1019 | 2297 |
| 85085 | Male | 30 | 1549 | 929 | 2194 |
| 85016 | Male | 30 | 1717 | 1005 | 2289 |
| 85254 | Male | 30 | 1608 | 895 | 2169 |
| 85050 | Male | 30 | 1601 | 955 | 2172 |
| 85048 | Male | 30 | 1500 | 909 | 2063 |
Phoenix CAR INSURANCE RATES BY AGE
| Age | Women($) | Men($) |
|---|---|---|
| 70 | 1371 | 1497 |
| 60 | 1260 | 1343 |
| 50 | 1355 | 1397 |
| 40 | 1433 | 1440 |
| 30 | 1504 | 1500 |
| 20 | 2788 | 3342 |
The table below contains data that displays the rate of auto insurance in Phoenix for both genders and various age groups. We’re attempting to give an explanation of how the rates of auto insurance is affected by gender and the driver’s age.
For instance, in Phoenix, the average auto insurance rate for 20 year old male drivers is $2,788 whereas the average rate of insurance for women of the same age group decreases to reach $3,342. Additionally, the car insurance rate for 30 year old female and male drivers is almost similar costing about $1,500 / year.
We can clearly see a huge decrease in price ($1,500/ year) while the age range of the driver moves from 20 years to 30 years. Additionally, Phoenix auto insurance quotes within the age range of 30 to 70 years becomes stable costing approximately $1,350/ year for both genders. You can therefore obtain the cheapest auto insurance rate within this age range.
We’ll help you select the right family member to get your car insurance to ensure that you get the cheapest auto insurance rate in Phoenix, Arizona.
